Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Lorraine Roberte is an insurance writer for Investopedia. As a personal finance writer, her expertise includes money management and insurance-related topics. She has written hundreds of reviews of ...

When purchasing a car, one of the most important financial decisions you’ll make is choosing the right insurance policy. Buyers often find themselves confused between Zero Depreciation (Zero Dep) and ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

Collision insurance is an optional car insurance coverage that pays to repair or replace your vehicle if it’s damaged in a crash with another car or object, regardless of who is at fault. It does not ...