Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Forbes contributors publish independent expert analyses and insights. Jamie Gold writes about wellness design and related housing topics. It used to be said that owning a home protected you from ...

In 2025, a homeowners insurance policy in California averaged about $1,674 a year. That's significantly less than the $2,692 national average, but still a 20% increase from 2024. In addition, owners ...

Insurance premiums are surging unevenly across the country. Your rates might be out of step with risks. By Mira Rojanasakul and Christopher Flavelle In No results found homeowners paid an average of ...

Climate change and widely varied state regulations could mean you’re paying too much or far too little to insure your home. By Christopher Flavelle Have you noticed your home insurance getting more ...

Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...