Ways to use life insurance for tax-advantaged retirement income.

Life insurance is a contractual agreement between an individual (the policyholder) and an insurance company. Under the contract, the insurer promises to pay a designated beneficiary a sum of money ...

You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

Most people purchase a life insurance policy so their loved ones are taken care of when they die. But what if you wanted to cash in on that policy while you’re still alive, to pay for necessities now?

Forbes contributors publish independent expert analyses and insights. I am the Executive Chairman of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted ...

Taxes are often one of a retiree’s biggest expenses. I've never met anyone who saved for a year for the ability to pay more taxes on their retirement income. Building a retirement income you won't ...

Stocks and bonds can give you income in retirement, especially through dividends and high-interest bonds, but there is risk ...

Several methods can help you calculate how much life insurance you need to financially support loved ones Consider your debts, income, future expenses and your savings when calculating how much life ...